Identity Card Mahmoud Darwish Sparknotes, Pink Denture Gum Material, Articles E

Compared to many modern insurance companies, EquiTrusts official website leaves much to be desired. Our opinions are our own. //-->FBL Financial Group Inc. - AnnualReports.com SEC CIK #0001054501. Title. Permission and instructions to access this system can be obtained from the SmartAsset access control Personalized Illustrations. Weve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Brighthouse Financial is the brand name for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company. EquiTrust Values. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services. Agent Pay Is Built Into the Policy. Overview. PDF EXAMINATION REPORT OF EQUITRUST LIFE INSURANCE COMPANY WEST DES - Iowa Now, Magic Johnson Enterprises owns a large portion of the EquiTrust Life Insurance Company. Managers play favorites, have created a hostile environment where bullying their employees is acceptable. Senior Customer Service Representative (Former Employee) - West Des Moines, IA - June 13, 2020. EquiTrust Life Insurance Company is considered to be stable financially, and because of that, the company has earned the following ratings from the insurer rating agencies: B++ from A.M. Best Company. Quotes and offers are not binding, nor a guarantee of coverage. Sapiens International Corporation (NASDAQ and TASE: SPNS) empowers the financial sector, with a focus on insurance, to transform and become digital, innovative, and agile. If you put $100,000 into an annuity, you'll see $100,000 on your statement. Customers have reported frustration with having claims answered and processed within a reasonable timeframe. EquiTrust is a smaller carrier in relation to competitors, yet still has more than $17 billion in assets under management. Your personal tax advisor can provide important . EquiTrust began working with independent insurance agents and expanded its reach from just 15 states to a nationwide presence in 2003. EquiTrust Pros: About a quarter of a centurys worth of experience in the insurance industry. For the seventh consecutive year, EquiTrust is recognized among the "Wards 50" of top life and health insurance companies. Are Any of These Annuities Right for You? Innovation is a key pillar within EquiTrust Life, and we felt that Sapiens digital tools would enable innovation much faster than any other competitor, while providing us industry insights and best practices, said Carol Woodruff, Vice President, Information Systems with EquiTrust Life. Plus, there's the added benefit of tax advantages offered by a fixed annuity. and a multi-state licensed life insurance agent who has helped over a million Americans seek out affordable coverage, compare quotes, or get their family and businesses covered. EquiTrust Life Insurance Company 62510 7100 Westown Parkway, Suite 200 West Des Moines IA 50266 8772493694 You should also note that a WealthMax Bonus Life is typically issued as a Modified Endowment Contract. Participation in the Database provides essential data for the Insurance Regulatory Information System (IRIS) Financial Ratio Reports, risk-based capital analysis, and other solvency-related reviews of individual companies, including reporting compliance and financial analysis. You can also use EquiTrust Life Insurance Company reviews like this one to help you discover the right life insurance company for your needs. For questions regarding cocodes please call us at: 816-783-8600. Equitrust ChoiceFour Fixed Annuity is a fixed annuity offering choices to balance accumulation and liquidity needs. Call Sales Support. You can even use life insurance to provide yourself with more financial security while youre alive. Phone Number: 3127023400 Company Address: 7100 WESTOWN PARKWAY, SUITE 200 WEST DES MOINES, IA 50266 Description: Life and Health . BBB File Opened: 8/13/2012. . Equitrust Life Insurance Fast Facts. Since then, we have grown into national brands with a large team of researchers helping people understand all forms of insurance. EquiTrust Life Insurance Company is a trusted provider of life insurance and annuity products with a strong track record of operating performance. Our founder was born into slavery and grew A+ (excellent) rating by Better Business Bureau (BBB). EquiTrust Agent Portal Equitrust Life Insurance Company Inc - Dun & Bradstreet EquiTrust Life Partners with Sapiens on their Next Generation Digital 1991-2023 National Association of Insurance Commissioners. Applicants must be between 60 and 80 to apply for this policy, which also features an Accelerated Death Benefit Rider, flexible premium allocation, and index credits. However, EquiTrust was recognized as among the Wards 50 for their top-notch financial performance from 2013-2017. An optional terminal illness rider may be added for an additional premium cost. Of course, with so many different life insurance carriers in the marketplace (in the hundreds these days), you should be evaluating the carrier you plan to work with way before signing any paperwork. The Life and Annuity Claims Manager is responsible for management, leadership and oversight of the Life and Annuity Claims Department overseeing death and contractual living benefits processing team. EquiTrust Cons: Not a BBB accredited company. Independent insurance agents can help make customer service easier for you by handling claims and other concerns. If you dont want to worry about missing a payment on your life insurance, you may be intrigued by EquiTrusts WealthSure Life insurance policy. However, for those who fit the bill, EquiTrust Life Insurance Company could be an excellent financial resource and tool. The insurance company also does not offer online claims reporting through their website, which puts them far behind many other modern carriers. Get a D&B Hoovers Free Trial. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. EquiTrust Recognized Among "Ward's 50" of Top Life and Health Insurance Companies for 2021! EquiTrust Life Insurance Company 2022 Ratings. EquiTrust Life Insurance Company - EquiTrust Life Insurance Company Columbus, Ohio Area. With solid core values of integrity, leadership, accountability, teamwork, and passion, EquiTrust is certainly worth looking into if their product suite aligns with your financial needs and lifestyle. Even though EquiTrust offers a wide array of annuities to choose from, how can you determine which one if any is right for you? The Allstate Corporation, through its subsidiaries, engages in the personal property and casualty insurance business, as well as in the life insurance, retirement, and investment products business in the United States and Canada. (816) 783-8600orFDRadmin@naic.org, For questions about filing fees or accounts receivable: Compound annual growth in premiums between -10% and +40% . Copyright 2023 BestLifeRates.org, LLC. No product companies have endorsed the reviews on this site, nor is AnnuityGator.com compensated for reviews. In 2016, EquiTrust surpassed $17 billion in total assets. Although not a giant, household name, EquiTrust Life Insurance Company has held a steady place within the life insurance industry since 1996, namely for its suite of indexed products. A Name You Can Trust. EquiTrust Life Insurance Company | LinkedIn Our goal is to be an objective, third-party resource for everything insurance related. The FBL Financial Group once owned EquiTrust, but Guggenheim Partners bought the company in 2011. You place money into an account, and the agency invests it so that it will grow. EquiTrust Life Insurance Company is a trusted provider of life insurance and annuity products with a strong track record of operating performance. The purchase of EquiTrust aligns with Magic Johnson Enterprises' focus on diversity in the workplace, as well as rich diversity of thought, focus on the policyholders we serve and the communities in which we work and live - as . EquiTrust is one of the best life insurance companies to increase your cash flow. For questions regarding cocodes please call us at: 816-783-8600. We attempt, within reason, to ensure all quotes are up to date, though rates change periodically and are never guaranteed. Who owns the EquiTrust Life Insurance Company? To earn this prestigious title, the company must successfully ace a variety of screenings and aim for superior execution during the years specified. Description. Working at EquiTrust Life Insurance Company: 17 Reviews Allstate Corporation has reached its limit for free report views. There are no guarantees that working with an adviser will yield positive returns. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. In addition, premiums paid into the policy at approval see a 12% bonus immediately. . Sapiens not only provides a wide array of best-of-breed solutions, but we also truly understand our customers operational goals and are committed to delivering best-in-class solutions, seamlessly to drive growth and deliver value. FBL Financial Group, Inc. is a financial services holding company, headquartered in West Des Moines, Iowa, and traded on the New York Stock Exchange under the symbol FFG. Award-Winning Sales Intel. ANNUAL REPORT FOR REGISTERED INVESTMENT COMPANIES OMB APPROVAL: Form N-CEN. The EquiTrust Life Insurance Company first opened its doors for business in 1996. Company/Agent Search | Missouri Department of Insurance, Financial Annuity News. Complete the financial statements using software from an approved vendor. EquiTrust Life Insurance Company FBL Financial Group - Wikipedia Active CPA and . Jason Fisher is the founder and CEO of BestLifeRates.org, LLC. Unfortunately, you cant apply for this policy if you have any pre-existing health conditions. Plus, there are tax advantages to owning a fixed annuity. For financial reporting, their fiscal year ends on December 31st. Find contact information for insurance departments and local insurance agents, or file a complaint. All insurance rates, products, and services are presented without warranty and guarantee. You can also request a quote from the company online. Heather Kane - Vice President of Sales and Marketing - EquiTrust Life Our annuity experts are also available to answer any of the question or concerns that you may have, whether you are just starting to shop for an annuity, or youve owned one for some time and you want to ensure that its still performing the way it was meant to. Access forms, tools, and resources for individuals and organizations to file forms, improve efficiency, and remain compliant. Unlike most of the top ten best life insurance companies weve rated thus far, EquiTrust Life is more of a niche insurer, meaning they definitely have a specialty and dont stray far from it. Here at the blog, our job is to educate and inform people about the best insurance for them. Membership lists, services and education to serve you and your mission. Sales Week: EquiTrust ads bring business to your doorstep or inbox. Certain matters discussed in this press release that are incorporated herein by reference are forward-looking statements within the meaning of Section 27A of the Securities Act, Section 21E of the Exchange Act and the safe harbor provisions of the U.S. EquiTrust currently offers three life insurance products. Contract E-Delivery is Here! Applicant Ages: 0-85 (no IBR); 40-85 (with IBR. Website at Agents.EquiTrust.com. There are important factors that could cause our actual results, levels of activity, performance or achievements to differ materially from the results, levels of activity, performance or achievements expressed or implied by the forward-looking statements, including, but not limited to: the degree of our success in our plans to leverage our global footprint to grow our sales the degree of our success in integrating the companies that we have acquired through the implementation of our M&A growth strategy the lengthy development cycles for our solutions, which may frustrate our ability to realize revenues and/or profits from our potential new solutions our lengthy and complex sales cycles, which do not always result in the realization of revenues the degree of our success in retaining our existing customers or competing effectively for greater market share difficulties in successfully planning and managing changes in the size of our operations the frequency of the long-term, large, complex projects that we perform that involve complex estimates of project costs and profit margins, which sometimes change mid-stream the challenges and potential liability that heightened privacy laws and regulations pose to our business occasional disputes with clients, which may adversely impact our results of operations and our reputation various intellectual property issues related to our business potential unanticipated product vulnerabilities or cybersecurity breaches of our or our customers systems risks related to the insurance industry in which our clients operate risks associated with our global sales and operations, such as changes in regulatory requirements, wide-spread viruses and epidemics like the recent novel coronavirus pandemic, which adversely affected our results of operations, or fluctuations in currency exchange rates and risks related to our principal location in Israel and our status as a Cayman Islands company. Subject to IRS daily maximum. EquiTrust Agent Portal The company offers fixed indexed, immediate and fixed annuities, as well as life insurance policies. For more information visit https://www.EquiTrust.com. Equitrust Life Insurance's annual revenues are $100-$500 million, The Premium Equitrust Life Insurance Company Report. If you do not have permission, continuing to attempt to access this site and its resources Home | Equitable Learn more Related links form. Doing so can be difficult especially given the overwhelming amount of small print that is oftentimes associated with annuities. On average, employees at EquiTrust Life Insurance stay with the company for 3.6 years. For over 20 years, the EquiTrust Life Insurance Company has helped consumers purchase high-quality life insurance products. The NAIC Financial Data Repository (Database) is updated every year by the National Association of Insurance Commissioners (NAIC) on behalf of and at the direction of itsmembers, the state insurance commissioners. document.write((new Date()).getFullYear()); In June of 2015, Magic Johnson Enterprises (MJE) became controlling shareholder of EquiTrust. 24 reviews. The more quotes you compare, the more chances to save. Income Rider: Includes Benefit Base bonus of 7% on first-year premiums plus Benefit Base compounds annually at 7% for up to 7 years; 1.25% annual fee on Accumulation Value; chronic-illness doubler. A high rating from A.M. Best assures customers that EquiTrust is capable of offering guaranteed, secure coverage from a reputable carrier. Domestic and international policy and outreach initiatives. You can also review index-linked life insurance offerings, such as EquiTrustsSecure SuiteLifeTM andGrowth SuiteLifeTMproducts. Answers regarding health care law and insurance. So, feel free to reach out to us by phone at (888) 440-2468, or via email through our secure online contact form and schedule a time to chat with us. No matter what type of insurance you're looking for, you'll find the peace of mind you need. When it comes to annuities, EquiTrust offers one-year renewable, multi-year, and index-linked accumulation products along with a single premium immediate payout annuity. That just isnt up to par with other insurance companies around today. / Equitrust Life Insurance Company Inc; Equitrust Life Insurance Company Inc. Website. Erie Insurance is a pretty good insurance company, offering homeowners, business and umbrella insurance policies, in addition to auto coverage. The insurance companys official website could use a complete overhaul, and does not provide many customer service options todays insurance customers have come to expect such as online claims reporting or getting matched with an agent. Thats why it can be helpful to have an expert on your side who provides objective, non-biased advice. Contact a local independent agent in the Trusted Choice network today for assistance concerning the insurance options that are available to you. COMPANIES; REPORTS; LAWS, RULES & GUIDANCE; Company search. Applicant ages generally range between 60-80. Many customers also trust EquiTrust to handle retirement income or wealth transfer. EquiTrust is a national carrier of competitive, client-friendly options, available through various distribution channels including more than 15,700 independent sales representatives and independent marketing organizations. All rights reserved. A.M. Best, the leading global credit rating agency monitoring the insurance industry, gives EquiTrust a B++ rating, indicating the carrier is a good choice for insurance customers. Independent Review of the RiverSource Protected Advantage 6 Year Annuity Independent Review of the RiverSource Life Value Plus Bonus Annuity Independent Review of the RiverSource Life Rate Bonus 1 MYGA Annuity. Among the carriers consumers likely arent familiar with is EquiTrust Life Insurance Company, but this shouldnt be a deterrentwhen considering to do business with them. Compare Quotes From Top Companies and Save. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Access to every published model law, regulation, and guideline. Having a problem with an insurance company or agent? The carrier does have solid financial strength, and A.M. Best places them in the $1.25-$1.5 billion financial size category. A vast majority (over 95%) of these assets are considered investment grade, though more than 40% are not invested in A or better investment classes. Therefore, the PDFs cannot be made available to state insurance regulators. Choices. Nothing on this website is a recommendation to buy or sell an annuity. There are many reputable life insurance companies in the market today that sell a wide variety of policies. The flexible, component-based platform can be leveraged together with Sapiens core solutions or on top of other (non-Sapiens) solutions. EquiTrust will immediately credit your contract an extra 6% on any premiums paid during the first five contract years. EquiTrust Life Insurance Company is likely suitable for a very small number of consumers, but can be a great company for applicants to work with if the shoe fits. Required fields are marked *. Atlanta Life Insurance - Atlanta Life Insurance If you are looking for a company that supports positive action, youll be pleased to know that EquiTrust actively engages with the surrounding area to make it a better place for all who live there. Serving over 600 customers in 30 countries, Sapiens offers insurers across property and casualty, workers compensation and life markets the most comprehensive set of solutions, from core to complementary, including Reinsurance, Financial & Compliance, Data & Analytics, Digital, and Decision Management. This rating has decreased by -9% over the . All Rights Reserved | Privacy Policy, Independent Review of Fidelity and Guaranty Life Insurance Company, Independent Review of Eagle Life Insurance Company, We use cookies to enhance your experience while using our website. Get your Bridge toolkit today. Licensed Insurance Agent. Financial Ratings. As you can see, because of the advanced nature of their life insurance products, EquiTrust is not commonly used for basic life insurance coverage, such as term life insurance. Below are the most recent examination reports for each insurance company listed. EquiTrust Life Insurance Company was founded in 1996, giving the carrier just about a quarter of a centurys worth of experience in the industry today. Jun 2022 - Present10 months. Within its annuity portfolio, EquiTrust provides fixed index products, MYGA (Multi-Year Guarantee) products, a single premium immediate annuity (SPIA), and even an annuity that offers a one-year renewable rate. This creates no additional cost to you, and helps provide us an income so we can continue to bring valuable information to your fingertips. Rider terminates if Account Value is depleted by non-LTC withdrawals or surrender. With so many great options on the table, it can be difficult for consumers to find the best policy out of the bunch. Complete the financial statements using software from an approved vendor. Variable products are distributed by Brighthouse Securities, LLC (member FINRA). It is built on the understanding that competitive returns and minimal taxation are . Comparison shopping should be easy. All Rights Reserved. PDF Examination Report of Delaware Life Insurance Company As of December 31 The phoneline contact option is offered at restricted hours, Monday-Friday. The carrier does have a couple of decades worth of experience under its belt in the industry now, and has a high rating through the BBB. review the ongoing performance of any Adviser, participate in the management of any users account by an Customers can call the carrier or contact their independent insurance agent if they have questions about how to file. Royal Neighbors of America Royal Choice 10 Fixed Annuity Review Royal Neighbors of America Royal Choice 7 Fixed Annuity Review. West Des Moines, IA. administrators. Raleigh, N.C., Jun21, 2022 Sapiens International Corporation, (NASDAQ and TASE: SPNS), a leading global provider of software solutions for the insurance industry, announced today that EquiTrust Life, a leading North American life and health insurance company, has selected Sapiens' award-winning suite of e-application, illustration and . If you have any questions or concerns regarding your EquiTrust account, you can call 866-598-3692 or submit a message via an online form. The carrier provides the following customer service options: EquiTrust sells its insurance products through a wide network of agents, including independent insurance agents. This page includes all SEC registration details as well as a list of all documents (S-1, Prospectus, Current Reports, 8-K, 10K, Annual Reports) filed by Equitrust Life Insurance Co. Given its focus on index-linked insurance vehicles, EquiTrust Life Insurance Company offers several fixed index annuities. Our principal offices are at 5400 University Avenue, West Des Moines, Iowa 50266. EquiTrust Life Insurance Company has an overall rating of 3.4 out of 5, based on over 16 reviews left anonymously by employees. Bottom Line: EquiTrust is known for offering life insurance that does not require medical exams, and has even been recognized as a top performing insurance company by Wards. For customers who arent as familiar with insurance companies respective reputations, A.M. Bests ratings system allows them to make an informed decision about who they can trust to meet their needs in the short term, and also to remain a strong, financially sound company in the long term. Working at EquiTrust Life Insurance Company | Glassdoor No separate claims reporting hotline. 2023, Consumer Agent Portal, LLC. At the end of the day, all the financial strength in the world cant make up for an insurance company that fails to cater to its customers. The official website is also lacking common customer service options such as getting matched with an agent or requesting quotes.